Security you can count on

We know how crucial secure services are when it comes to your money and information. That's why we use advanced technology and strict measures to ensure your transfers are always protected and secure.

Your security is our top priority

At Xe, we go above and beyond to protect your money and personal information. With advanced technology and strict security measures, we ensure a safe and worry-free experience every time you use our services.

Security at Xe

Xe and Euronet Worldwide

As part of the Euronet Worldwide (NASDAQ: EEFT) family, we form the world’s third-largest money transfer network. We're here to stay, committed to providing top-tier security and reliability for every transaction you make.

Xe and Euronet

Protecting what matters


Secure infrastructure

We use reliable systems for secure, fast transfers. State-of-the-art tech and 24/7 monitoring ensure your transactions are safe, so you can feel confident every time you send money.

Authentication & access control

We use Multi-Factor Authentication (MFA) with biometric verification for logins. Account activity is monitored in real-time to detect and block any unauthorized access instantly.

Data privacy

We value privacy as a fundamental right. Your data is never sold or misused. We comply with global regulations like GDPR and CCPA, ensuring it is securely handled and fully protected at all times.

Monitoring & threat detection

Our team monitors systems 24/7 using AI-based threat detection. We run regular vulnerability scans and annual third-party penetration tests to proactively detect and address security risks.

Safeguarding your data

Your Xe account is protected like a high-security vault, with two-factor authentication (2FA) and biometric verification. These layers of protection make sure only you can access your account, keeping your money and personal information safe from any unauthorized access.

Safeguarding your data at Xe

Dedicated incident response team

Round-the clock protection
in the unlikely event that something goes wrong, our expert team is on it—responding instantly to secure your account and stop any threats in their tracks. We regularly update our response plans to make sure we're always prepared.
Worried about your account or transactions? Our 24/7 support team is here to help whenever you need it.

Dedicated incident response team at Xe

Trained to protect your data

We carefully screen every employee with third-party background checks before they can access sensitive information. Our team also gets regular cybersecurity training, so they're always up-to-date on how to keep your data safe and secure.

Employee screening, training & awareness at Xe

How to safely transfer money abroad with Xe

Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Get a live bank-beating money transfer rate for your chosen currency.

Send money

Add all necessary details and set up the transfer. Once we receive the funds we will handle the rest.

Track your transfer

Track your transfer every step of the way with our Xe app. Enable notifications to receive updates on your transfer's progress.

Committed to security

Xe has a comprehensive suite of security policies and technical documents aligned to industry best practice which are reviewed annually. Some of these are listed below;

  • Information Security policy

  • Security Incident Response policy

  • Remote Access policy

  • Data Classification policy

  • Vulnerability Management policy

  • Data Encryption policy

  • Logical Access policy

Committed to security at Xe

Secure by design

Xe's systems and services are built with defence in depth incorporating security measures from the outset. Our approach aims to mitigate cyber threats and provide resilience avoiding single points of failure


Data centers

Our data centres are protected by physical and logical security measures, including firewalls, intrusion detection systems, and 24/7 monitoring by human and AI-based tools. We utilise multiple availability zones to provide redundancy and fault tolerance.

Network security

We employ advanced network security measures, including protection against DDoS attacks, malware, and unauthorized access. Our systems use encryption, real-time threat detection, and automated responses to ensure data integrity and mitigate cyber risks.

Regulatory compliance

Xe is regulated by a number of central banks and financial regulatory agencies around the world, including:

Australian Securities & Investments Commission
New Zealand Financial Markets Association
Fintrac Canafe
US Treasury Financial Crimes Enforcement Network
Financial Conduct Authority
European Securities and Markets Authority

Send with confidence

It's fast, simple and easy.

As part of the Euronet Worldwide family, our customers trusted us last year to securely process over $115 billion worth of international money transfers. With transparent rates and a simple platform, we make it easy to send money abroad.

Security FAQ


What personal data does Xe process?
Who at Xe can access Personal Data?
Where does Xe process Customer Data?
Is Xe Customer Data encrypted?
Is Xe PCI Compliant ?
What is data protection?
How can I protect my data online?
What is data security?
Why is data security important?
What is data encryption?
How can I encrypt my data?
How do I report fraud?
What is fraud protection?
How can I prevent fraud?
What is Multi-factor authentication (MFA)?
How do I enable multi-factor authentication?
Why is multi-factor authentication important?
Further information