Renting or owning abroad
Maintain your overseas mortgage with ease
Xe makes paying your international mortgage a breeze. With higher send limits, a transparent fee structure, and up-to-date exchange rates, it’s easy to understand why Xe has been a trusted currency exchange partner for over 30 years.
Effortless international rent transfers
Easily manage international rent payments with secure transfer methods, competitive exchange rates, and low fees. Whether you’re paying rent or receiving rental income, enjoy smooth, reliable cross-border transactions that save you time and money
Experience the Xe advantage
Maximize your return
Transfer rent or mortgage payments with Xe. Competitive rates and low fees help you save more each month.
What you see is what you get
Say goodbye to surprise fees. With Xe, view and compare live exchange rates so you always know how much you’re saving, sending, or receiving.
Fast transfers, always
Send large money transfers the easy way. Our streamlined system and intuitive app ensure quick, efficient transfers, regardless of the amount.
Trusted & secure for 30+ years
Our reputation is built on trust. More than 280M people rely on our secure services for information and to process thousands of global transactions everyday.
Track every step of the way
With Xe’s transfer tracking, you’re always in the loop. Access real-time updates anytime right from your account.
Set it and forget it
Looking to create recurring payments for things like taxes, bills, investments, or mortgages? Xe makes setting up recurring payments easy for you.
Send with confidence
It's fast, simple and easy.
As part of the Euronet Worldwide family, our customers trusted us last year to securely process over $115 billion worth of international money transfers. With transparent rates and a simple platform, we make it easy to send money abroad.
We’re here to help
Exchanging and transferring money should be simple, secure, and transparent. Contact Xe’s Transfer Experts if you have questions about large money transfers or how to get your international mortgage or rent payment transfer started.
How to transfer large amounts of money abroad with Xe
Create account
It takes just a few minutes. All we need is your email address and some additional information.
Instant quote
Get a live bank-beating money transfer rate for your chosen currency.
Send money
Add all necessary details and set up the transfer. Once we receive the funds we will handle the rest.
Track your transfer
Track your transfer every step of the way with our Xe app. Enable notifications to receive updates on your transfer's progress.
Never miss a payment
There’s nothing worse that that stomach-churning moment when you realize that you missed your international mortgage loan or rent payment. With Xe, you can automate your large money transfers, reducing the risk of missing a payment and incurring late fees and complications.
Your bank doesn’t want you to know about us
With over 30 years of secure, quick, and reliable service, Xe prides itself as an industry leader in currency exchange and large money transfers. And with transparent fees and high send limits, it’s no wonder why over 280 million people use Xe for their international monetary needs.
Recommended by 50,000 verified customers
More ways Xe can help you
Xe specializes in large money transfers and can support you when you are purchasing international properties, investing abroad, transferring an inheritance, relocating overseas, managing mortgages & rents, and sending money for family support. No matter your transfer need, Xe has you covered.
Large money transfer FAQ
Sending large amounts of money with Xe is very easy. Just follow the below 6 steps.
Step 1: Sign up for free
Sign in to your Xe account or sign up for free. It takes just a few minutes, all you need is an email address.
Step 2: Get a quote
Let us know the currency you'd like to transfer, how much money you want to send and the destination.
Step 3: Add your recipient
Provide your recipient's payment information (you'll need details like their name and address).
Step 4: Verify your identity
For some transfers, we may need identifying documents to confirm it’s really you and keep your money safe.
Step 5: Confirm your quote
Confirm and fund your transfer with a bank account, credit card, or debit card and you're done!
Step 6: Track your transfer
See where your money is and when it arrives to your recipient. Get live chat, phone and email support.
At Xe, we offer multiple ways to send money.
Direct Debit ACH (recommended for large transfers):
Direct Debit, or Automated Clearing House (ACH) payments take funds directly from your bank account.
Wire Transfer (recommended for large transfers):
Wire transfers will move money by transferring from your bank to ours. We usually receive money in 24 hours.
Debit or Credit Card:
Card payments typically take less than 24 hours. However, card payments come with a small additional fee.
Initiating a money transfer reveals typical durations. Delivery time estimates may change based on currency, destination, and payment method. Track transfers using the Activity screen on the Xe app or website and chat live with our virtual assistant, Lexi, for assistance.
Fastest payment options:
Transfers begin once we've received your payment.
Card payments are the quickest, processed almost instantly. Choose card payment for urgent transfers.
Bank transfers, direct debits, and ACH are a bit slower, taking up to 2 business days to reach us.
Delivery timeframes:
After receiving your payment, we send your money. Allow 1 to 3 business days for transfers to reach recipients, depending on currency and destination. For concerns, chat with Lexi to track transfers.
In order to make a money transfer with Xe, you will need your bank information, your recipient's bank information, the amount you're transferring, and the currency you'd like to exchange to.
Once you've confirmed the information and your payment has been received, the transfer initiates.
For your security, we do have limits on how much you can send in a single online transfer.
Online transfer limit per region:
UK & Europe (GBEU): £350,000 GBP or sending currency equivalent
United States (US): $535,000 USD or sending currency equivalent
Canada (CA): $560,000 CAD or sending currency equivalent
Australia & New Zealand (AUNZ): or sending currency equivalent
The payment method you choose may also determine how much you can send with us. Read our FAQs for more information and view a list of payment methods available to you.
Customers in Canada and the USA paying by bank or wire transfer:
Customers in Canada need to send $3000 CAD or more to pay by bank or wire transfer
Customers in the USA need to send $3000 USD or more to pay by bank or wire transfer
At Xe, we employ state-of-the-art security measures to protect your funds and personal information. This includes:
Encryption:
All data transmitted through our platform is encrypted using SSL (Secure Socket Layer) technology.
Regulatory Compliance:
We are regulated by financial authorities in multiple jurisdictions, ensuring adherence to strict security standards.
Two-Factor Authentication:
We offer two-factor authentication (2FA) to add an extra layer of security to your account.
Fraud Prevention:
Advanced monitoring systems are in place to detect and prevent fraudulent activities.
Secure Payment Methods:
We only use secure and reliable payment methods to ensure the safety of your funds during the transfer process.
If you send more than $50,000 USD a year (or local currency equivalent) you are eligible for this service.
Here are just a few things the team can help you with:
• Support with setting up large transfers
• Setting up a forward order to lock in the current send rate for up to 24 months
• Creating market orders to enable you to send money when a target rate is achieved
• Creating a regular payment for making regular, automated transfers with fixed rates, just like your usual direct debits
If you would like to speak with a member of our team, you can call us using the below details:
United Kingdom (GB): +441753441800 (8am-6pm GMT)
Europe (EU): +441753441800 (8am-6pm GMT)
New Zealand (NZ): +6499054625 (9am-7pm NZT)
Australia (AU): +61280745279 (9am-7pm NZT)
United States (US): +17372557830 (7am-5pm PT)
Canada (CA): +16474753660 (7am-5pm PT)