Send money to Germany in minutes

🎉 New Feature
Send money home for cash pickup at 970+ locations in Germany.

970+ pickup locations throughout Germany

Flexible ways to receive money


Collect money from over 970 locations throughout Germany. Available exclusively in the Xe app.

See locations

Send money directly to bank accounts throughout Germany.

Sign up

How to send money with Xe

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Sign Up

It takes just a couple of minutes. Already have an account? Just sign in.

Provide details

Heads up: you’ll need your recipient’s name, address, bank name, bank account number, and BIC/SWIFT code, along with your own payment information.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

All your money transfer needs in one place.

Cash pickup & bank deposits
Transfer money with a choice of cash pickup or bank deposit from within the Xe app

Customer support
Speak with live customer service team 24 hours a day (Mon-Fri)

Flexible payment methods
Choose to send money with your debit/credit card or bank transfer

Multiple payment methods


Debit Card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

Credit Card

Paying for your transfer with a credit card is easy and fast. Xe accepts Visa and Mastercard. Read more about how to pay for your money transfer with a credit card.

Bank Transfer

A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more about how to use bank transfers.

Direct Debit (EFT)

When you use bank debit (EFT) to fund your transfer you are authorising a one-time debit from your bank account to ours. It takes a little more time for your money to reach Xe, and as a result, can delay the speed of transfer. Read more about how to pay for your money transfer with direct debit (EFT).

Bill Payment

Bill Payment (sometimes called online bill pay) is a cheap and convenient way to send Canadian Dollars (CAD) from your bank account to ours. Read more about how to pay for your money transfer with Bill Payment.

Service and funds availability may vary based on a variety of factors, including (without limitation): the service(s) selected, delivery options selected, amount sent, destination country, currency availability, regulatory matters, consumer protection matters, identification requirements, delivery restrictions, agent location hours, differences in time zones and/or any other factors that are outside of our reasonable control.

XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), the Canadian financial intelligence unit having regulatory oversight over Xe. Our FINTRAC registration number is M16372531. HiFX Canada Inc. dba Xe is a federally registered incorporated entity, corporation number 950254-8, with our registered office at 56 Temperance Street, Level 8, Toronto, ON M5H 3V5.