Send Money to the United States

Fast and secure international money transfers with bank-beating rates.

Start money transfer

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How to send money to the United States in 3 easy steps

1. Sign Up

It takes just a couple of minutes. Already have an account? Just sign in.

2. Provide details

Heads up: you’ll need your recipient’s name, address, bank name, bank account number, and BIC/SWIFT code, along with your own payment information.

3. Confirm and send

Just wait a couple of minutes. Your money will be in the US in no time!

2021 Outstanding Value Award Winner

Canstar is the biggest financial comparison site in Australia.

Canstar recognized the 2021 Outstanding Value Award winners for having the best exchange rates, low to no fees, and who can save customers the most money. Learn more >

How much will it cost to transfer money to the United States?

Our exchange rates are bank-beating and are linked to the live foreign exchange markets. They'll update right up until you confirm the transfer, so you can secure a rate you are comfortable with.

How long will an international payment to the United States take?

The majority of our money transfers are completed on the same day. Occasionally certain factors can affect the transfer completion date. We'll keep you updated by email throughout the process.

What payment methods are available?

You can make international money transfers to USA on our website or mobile app. Once you've booked your transaction, simply pay us via bank transfer or for Australian customers, you can also use OSKO or BPAY.

Is there any limit on how much money I can send to the United States?

The amount you can transfer with XE is unlimited. You can transfer up to $500,000 USD online (or currency equivalent). For larger amounts, you can contact our currency experts and they can guide you through the transfer process over the phone.

What other Xe services and tools can I use?

If you need to make a payment right away, you can make use of our one-off 'spot' transfers, but if your requirement is more complex, we have a solution for you as well. We offer the following services:

Spot Transfer

The 'buy now, pay now' option.

Good for: quick one-off payments.

Forwards

A 'buy now, pay later' option.

Good for: property purchases or investments.

Market Orders

Allows you to specify a ‘target’ rate.

Good for: volatile markets and when your need isn't time-sensitive.

Regular Payments

Fix the exchange rate for up to 24 months.

Good for: mortgage, salary or pension payments.

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The right way to send money to the United States

Fast & Easy

Send money globally and manage your account 24/7

$115 Billion

Processed last year by our group

Global

139 currencies to over 220 countries and territories

Secure

Enterprise-grade security to keep your money safe

1 Charges may occasionally be applied by a third party bank when transferring the funds to XE Money Transfer or before the funds arrive in the recipient account.

Latest live rates

Find out the latest Aussie Dollar to US Dollar mid-market exchange rates from the world's trusted currency authority, plus historical data, charts, relevant news and more. To get a real-time money transfer quote, you'll need to create a money transfer account.

Xe can help you send money to over 130 countries. Here's our most popular routes:

Xe Money Transfer, is a service provided by HiFX Australia Pty Ltd. HiFX Australia Pty Ltd is a company registered in Australia (ACN 105 106 045) and holds an Australian Financial Services Licence (AFSL No. 240917) and is regulated by Australian Securities and Investments Commission.

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