New, better transfer rates!

Unlock new lower pricing on select international transfers with Xe this November.


Mid-market rate
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We use the mid-market rate for our Converter. This is for informational purposes only. You won’t receive this rate when sending money. Login to view send rates

How to send money with Xe

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Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Get a live bank-beating money transfer rate for your chosen currency.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

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Transfer updates and live customer support

✅ Live chat, phone and email support in multiple languages

✅ Live tracking and notifications

✅ Experienced account managers available for larger transfers

Track your money transfer and get live support

Great rates and fast transfer speeds

✅ Bank-beating rates and no hidden fees

✅ Most transfers completed same day, some in minutes

✅ No min or max transfer amount limits

Xe global business account and international payments

Secure and trusted

✅ Regulated by authorities worldwide

✅ 275+ million people visit Xe online every year

✅ Account and transaction protection using 2-factor authentication

How long will it take to send money abroad?

Tools & transfer options

With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.


Spot transfers

Buy currency at the live exchange rate to quickly make a payment.

Regular payments

Simply fix the exchange rate for up to 24 months.

Market orders

Identify your target rate and transfer automatically once it’s been reached.

Forward contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Multiple payment methods

There are multiple ways to send money with Xe. You can use your debit card, credit card, bank transfer or direct debit (ACH)


Debit card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

Credit card

Paying for your transfer with a credit card is easy and fast. Xe accepts a number of different credit card providers.

Direct debit

Direct debit is available for customers who wish to make regular payments to us. This is a great option for mortgage or pension payments.

Bank transfer

A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another.

Powering you.

Open your personal or business money transfer account in minutes.

Xe Money Transfer, is a service provided by HiFX Australia Pty Ltd. HiFX Australia Pty Ltd is a company registered in Australia (ACN 105 106 045) and holds an Australian Financial Services Licence (AFSL No. 240917) and is regulated by Australian Securities and Investments Commission.