Send money to 200+ countries
💸 Bank-beating exchange rates
🎖️ Trusted by millions of users globally
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How to send money with Xe
Create account
It takes just a few minutes. All we need is your email address and some additional information.
Instant quote
Get a live bank-beating money transfer rate for your chosen currency.
Confirm and send
Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.
Recommended by 70,000+ verified customers
Flexible payment and receive options
✅ Pay by debit card, credit card, bank transfer or direct debit
✅ Securely send to bank accounts worldwide
✅ Account management service for large transfers
Great rates and fast transfer speeds
✅ Bank-beating rates and no hidden fees
✅ Most transfers completed same day, some in minutes
✅ No min or max transfer amount limits
Secure and trusted
✅ Regulated by relevant authorities worldwide
✅ 275+ million people visit Xe online every year
✅ Account and transaction protection using 2-factor authentication
Tools & transfer options
With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.
Spot transfers
Buy currency at the live exchange rate to quickly make a payment.
Regular payments
Simply fix the exchange rate for up to 24 months.
Market orders
Identify your target rate and transfer automatically once it’s been reached.
Forward contracts
Lock in today’s rate and schedule your transfer for any time in the next 3 years.
Powering you.
Open your personal or business money transfer account in minutes.
XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), the Canadian financial intelligence unit having regulatory oversight over Xe. Our FINTRAC registration number is M16372531. HiFX Canada Inc. dba Xe is a federally registered incorporated entity, corporation number 950254-8, with our registered office at 56 Temperance Street, Level 8, Toronto, ON M5H 3V5.
