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What could you save using Xe vs. your bank?

Transfer $20,000CAD to USD and you could get up to $454 more.

xe vs your bank

The comparison savings are based on a single transfer of CAD$20,000 to USD, and shows how much Xe would send to the recipient, and how much the comparator would send to the recipient. The difference between these two amounts is highlighted as the “saving”. Our savings comparisons are derived from pricing data provided by an independent third party ‘DQM GRC’. The comparison savings provided are true only for the example given and may not include all fees and charges. Savings are calculated by comparing the exchange rate (including margin and fees) between Xe and the comparator at the same date and time. Different currency exchange amounts, currencies, dates, times and other factors may result in different comparison savings. These results may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated quarterly.








How to send money with Xe

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Sign Up

It takes just a couple of minutes. Already have an account? Just sign in.

Provide details

Heads up: you’ll need your recipient’s name, address, bank name, bank account number, and BIC/SWIFT code, along with your own payment information.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

Powering you.

Open your personal or business money transfer account in minutes.

Multiple payment methods


Debit Card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.

Credit Card

Paying for your transfer with a credit card is easy and fast. Xe accepts Visa and Mastercard. Read more about how to pay for your money transfer with a credit card.

Bank Transfer

A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more about how to use bank transfers.

XE Money Transfer is a service provided by HiFX Canada Inc. dba Xe, a money services business (MSB) registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), the Canadian financial intelligence unit having regulatory oversight over Xe. Our FINTRAC registration number is M16372531. HiFX Canada Inc. dba Xe is a federally registered incorporated entity, corporation number 950254-8, with our registered office at 56 Temperance Street, Level 8, Toronto, ON M5H 3V5.