Bank-beating international money transfers

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How to send money with Xe

1. Create account

It takes just a few minutes. All we need is your email address and some additional information.

2. Instant Quote

Get a live bank-beating money transfer rate for your chosen currency.

3. Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

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A solution for all your money transfer needs

Spot Transfer

Buy currency at the live exchange rate to quickly make a payment.

Regular Payments

Simply fix the exchange rate for up to 24 months.

Market Orders

Identify your target rate and transfer automatically once it’s been reached.

Forward Contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Why send money with Xe?

You'll get great rates for your transfer.

Our rates are consistently some of the best in the business and trusted by millions.

We're fast.

With some transfers taking only minutes, you can get your money where it needs to be - quickly.

Your money is safe and secure.

With millions of transfers under our belt last year, we know how to ensure your money and information are treated accordingly.

Frequently Asked Questions


Our exchange rates are bank-beating and are linked to the live foreign exchange markets. They'll update right up until you confirm the transfer, so you can secure a rate you are comfortable with.


The majority of our money transfers are completed on the same day. Occasionally certain factors can affect the transfer completion date. We'll keep you updated by email throughout the process.


You can make international money transfers on our website or mobile app. Once you've booked your transfer, simply pay us via bank transfer or debit/credit card.


The amount you can transfer with Xe is unlimited. You can transfer up to $500,000 USD online (or currency equivalent). For larger amounts, you can contact our currency experts and they can guide you through the transfer process over the phone.


XE Europe B.V. is authorised by the Dutch Central Bank (De Nederlandsche Bank) under the Payment Services Directive II, registration R149006, for the provision of payment services. XE is a limited company registered in the Netherlands. Registered number: 72587873. Registered office: Rozengracht 12, 1st floor, 1016NB, Amsterdam.