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💸 Bank-beating exchange rates
🎖️ Trusted by millions of users globally
⚡ Team of currency experts, available 24 hours a day

What could you save using Xe vs. your bank?

Transfer $20,000NZD to AUD and you could get up to $221 more.

The comparison savings are based on a single transfer of NZD$20,000 to AUD, and shows how much Xe would send to the recipient, and how much the comparator would send to the recipient. The difference between these two amounts is highlighted as the “saving”. Our savings comparisons are derived from pricing data provided by an independent third party ‘DQM GRC’. The comparison savings provided are true only for the example given and may not include all fees and charges. Savings are calculated by comparing the exchange rate (including margin and fees) between Xe and the comparator at the same date and time. Different currency exchange amounts, currencies, dates, times and other factors may result in different comparison savings. These results may not be indicative of actual savings and should be used only as a guide. The rate comparison chart is updated quarterly.


How to send money with Xe

1. Sign up for free

It takes just a few minutes. All we need is your email address and some additional information.

2. Start your transfer

Let us know the currency you'd like to transfer, how much you want to send and the destination.

3. Get the best rates

We offer great exchange rates, and we are transparent about any additional fees we may charge.

4. Send your money

Send your funds to Xe, and we’ll keep you informed along the way.

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Multiple payment methods

There are multiple ways to send money with Xe. You can use debit card, credit card, bank transfer or use our regular payments service via direct debit.


Debit card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.

Credit card

Paying for your transfer with a credit card is easy and fast. Xe accepts a number of different credit card providers.

Direct debit

Direct debit is available for customers who wish to make regular payments to us. This is a great option for mortgage or pension payments.

Bank transfer

A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another.

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Open your personal or business money transfer account in minutes.

Xe Money Transfer, is a service provided by HiFX Limited. The company registration number is 1121503 and HiFX Limited is a registered Financial Service Provider (FSP94961)