Send to 200+ countries

💸 Bank-beating exchange rates
🎖️ Trusted by millions of users globally
⚡ Team of currency experts, available 24 hours a day

In association with...

Transparent fees

We offer straightforward pricing with no surprise fees. Enjoy our bank-beating exchange rates and maximize your transfers.

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Fast transfers

We know how important it is that your money reaches its destination swiftly. 90% of transfers arrive in minutes.

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Secure transactions

With advanced data encryption and regulation through financial institutions worldwide, you can trust that your money is safe.

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International money transfers simplified

Join the millions who trust Xe for their money transfers. Whether you're sending money abroad or making regular payments, select your preferred payment method and have confidence that your transaction is secure and will arrive quickly.

International money transfers simplified

Easily manage your transfers

We are dedicated to simplifying your international money transfers. With a variety of powerful tools at your disposal, including spot transfers, regular payments, market orders, and forward contracts, managing and sending money globally has never been easier.

Transferring money globally is easy

Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Receive a live bank-beating money transfer rate for your chosen currency.

Send money

Add all necessary details and set up the transfer. Once we get the funds we'll handle the rest.

Track your transfer

Track your transfer every step of the way with our Xe app. Enable notifications to receive updates on your transfer's progress.

Recommended by 77,394 verified customers

With over 30 years of experience, Xe provides simple, fast and secure international money transfers. See what our customers say!

'Excellent'
We always use XE for funds transfers…
We always use XE for funds transfers and have never been disappointed.
Sandra Smith
4 hours, 40 minutes ago
Very quick and reliable service.
Very quick and reliable service.
SANJEEV
4 hours, 57 minutes ago
I had not used the account for a while…
I had not used the account for a while but the staff helped me get my payment done in good time.
Shirley
5 hours, 16 minutes ago
Super easy
Super easy, makes my life simpler.
Michelle Joanne
5 hours, 53 minutes ago
Excellent rates speedy service
Excellent rates speedy service
anne cowlin
6 hours, 23 minutes ago
A difficult process made easy.
The ease of dealing with the account manager who made it seem a straightforward process. I was surprised how quickly the funds were available following transfer.
Nigel W
6 hours, 50 minutes ago
Easy and Quick
Easy and Quick, Excellent ( which is why I use them for work and private )
Damian MEEHAN
7 hours, 6 minutes ago
Seriously the service is great
Seriously the service is great, my money transfers are always on time. I have been using xe for about one year now and I have zero issues. Transfers takes about 3 business days to complete hopefully one day it can be done in 24 hours. Great and very trustworthy ex.com
Edward Smith
7 hours, 56 minutes ago

Flexible ways to send money


Direct Debit ACH

Direct Debit, or Automated Clearing House (ACH) payments take funds directly from your bank account.

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Wire transfer

Wire transfers will move money by transferring from your bank to ours. We usually receive money in 24 hours.

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Debit/Credit card

Payment by debit card is our fastest payment method. However, card payments come with a small additional fee.

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Flexible ways to receive money


Bank deposit

Send directly to hundreds of major banks globally.

Deposited in minutes.

Cash pickup

Send money to 500,000+ convenient locations in over 150 countries.

Pickup instantly.

Mobile wallet

Send directly to your loved one's mobile phone in 35+ countries around the world.

Arrives instantly.

Send with confidence

It's fast, simple and easy.

As part of the Euronet Worldwide family, our customers trusted us last year to securely process over $115 billion worth of international money transfers. With transparent rates and a simple platform, we make it easy to send money abroad.

Looking for global business solutions?

Whether you need to make cross-border payments or FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.

Or do you need a Personal Account?

We offer solutions for every business


Entrepreneurs

We know you’re busy running your business. That’s why we make it simple to start sending money with Xe. Get a quick and easy way to make business payments at transparent, competitive rates.

Growing Businesses

As a small to mid-sized business, you need a reliable way to pay overseas suppliers and employees. With FX risk management for 130+ currencies across 220+ countries, we’ve got you covered.

Enterprises

Our experienced team is here to help you manage your cash flow abroad. We’ll work with you to offer custom solutions for your foreign exchange needs. Plan future transfers at set rates and more.

Powering you.

Open your personal or business money transfer account in minutes.

XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.