Send money internationally with Xe

💸 Bank-beating exchange rates
🎖️ Trusted by millions of users globally
Domestic transfers within the US not available

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How to send money with Xe

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Create account

It takes just a few minutes. All we need is your email address and some additional information.

Instant quote

Get a live bank-beating money transfer rate for your chosen currency.

Confirm and send

Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.

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Flexible payment and receive options

✅ Pay by debit card, credit card, bank transfer or direct debit (ACH/EFT)

✅ Securely send money for cash pickup, to mobile wallets or bank accounts

✅ Account management service for large transfers

How much does it cost to send money abroad?

Great rates and fast transfer speeds

✅ Bank-beating rates and no hidden fees

✅ Most transfers completed same day, some in minutes

✅ No min or max transfer amount limits

Xe global business account and international payments

Secure and trusted

✅ Regulated by relevant authorities worldwide

✅ 275+ million people visit Xe online every year

✅ Account and transaction protection using 2-factor authentication

How long will it take to send money abroad?

Tools & transfer options

With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.


Spot transfers

Buy currency at the live exchange rate to quickly make a payment.

Regular payments

Simply fix the exchange rate for up to 24 months.

Market orders

Identify your target rate and transfer automatically once it’s been reached.

Forward contracts

Lock in today’s rate and schedule your transfer for any time in the next 3 years.

Powering you.

Open your personal or business money transfer account in minutes.

XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.