The smart way to move money
Our commitment goes beyond bank-beating rates. Benefit from expert support, flexible ways to send and receive money, and rapid transfer speeds.
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How to send money with Xe
Create account
It takes just a few minutes. All we need is your email address and some additional information.
Instant quote
Get a live bank-beating money transfer rate for your chosen currency.
Confirm and send
Check the currencies, amount and recipient are correct. Send us the funds and we'll do the rest.
Recommended by 70,000+ verified customers
Flexible ways to send money
Securely send money for cash pickup, to mobile wallets or simply transfer to bank accounts around the world
Bank deposit
Send directly to hundreds of major banks globally.
Deposited in minutes.
Cash pickup
Send money to 500,000+ convenient locations in over 150 countries.
Pickup instantly.
Mobile wallet
Send directly to your loved one’s mobile phone in 35+ countries around the world.
Arrives instantly.
Secure and trusted
✅ Regulated by relevant authorities worldwide
✅ 275+ million people visit Xe online every year
✅ Account and transaction protection using 2-factor authentication
Great rates and fast transfer speeds
✅ Bank-beating rates and no hidden fees
✅ Most transfers completed same day, some in minutes
✅ No min or max transfer amount limits
Transfer updates and live customer support
✅ Live chat, phone and email support in multiple languages
✅ Live tracking and notifications
✅ Experienced account managers available for larger transfers
Tools & transfer options
With over 30 years of currency expertise, transparent rates and an efficient online platform, we make it easy to manage and send international money transfers.
Spot transfers
Buy currency at the live exchange rate to quickly make a payment.
Regular payments
Simply fix the exchange rate for up to 24 months.
Market orders
Identify your target rate and transfer automatically once it’s been reached.
Forward contracts
Lock in today’s rate and schedule your transfer for any time in the next 3 years.
Multiple payment methods
There are multiple ways to send money with Xe. You can use your debit card, credit card, bank transfer or direct debit (ACH)
Debit card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process.
Credit card
Paying for your transfer with a credit card is easy and fast. Xe accepts a number of different credit card providers.
Direct debit
Direct debit is available for customers who wish to make regular payments to us. This is a great option for mortgage or pension payments.
Bank transfer
A bank transfer or wire transfer is an electronic payment which sends money directly from one bank account to another.
Powering you.
Open your personal or business money transfer account in minutes.
XE Money Transfer is a service provided by Dandelion Payments, Inc., dba Xe USA, licensed as a Money Transmitter by the New York State Department of Financial Services; licensed by the Georgia Department of Banking and Finance, NMLS ID 920968; licensed as a Foreign Transmittal Agency by the Massachusetts Division of Banks, NMLS ID 920968; and authorized to operate as a money transmitter in all United States' jurisdictions where it conducts business.
