Send money to India

With the Xe app or website, you can send up to $535,000 USD (or the currency equivalent) per transfer to India.

If you need to transfer more than that, our team can assist with large international transfers. Simply contact us to arrange a higher limit. Simply contact us to arrange a higher limit.

Minimum transfer amounts may vary depending on your payment method and currency.

Transfer times to India depend on how you pay:

• Open banking, card payments, Apple Pay, or Google Pay: Often delivered within minutes

• Bank transfer or wire transfer: Typically same-day or next business day

We always show you an estimated delivery time before you confirm your transfer, so you know exactly when your recipient will receive their INR.

The best way to send money to India depends on your priorities — speed, exchange rate, and security.

Most people choose a trusted online remittance provider like Xe because you get:

• Competitive GBP to INR exchange rates

• Transparent pricing with no hidden fees

• Fast delivery options

• Real-time tracking

• Regulated and secure transfers

If you want to see how Xe stacks up against banks and other providers, compare providers to find the best option for your transfer.

The cost of sending money to India depends on:

• The amount you’re sending

• Your payment method

• The GBP to INR exchange rate at the time

With Xe, you’ll always see:

• The live exchange rate

• Any applicable fees

• The exact amount your recipient will receive in Indian rupees (INR)

There are no hidden charges. Everything is displayed upfront before you confirm your transfer. For more detail on what you'll pay, visit our transfer fees page.

Sending money to India with Xe is simple:

1. Create your free account 
Sign up with your email and verify your identity. Your account is free to create.

2. Get an instant quote 
Enter how much GBP you want to send to India. We’ll show you the live GBP to INR exchange rate, any fees, and the exact rupee amount your recipient will receive. You can also check the current rate anytime with the currency converter.

3. Add recipient details 
Enter your recipient’s bank account number and IFSC code (or select cash pickup, if available).

4. Pay and track your transfer 
Choose your payment method, confirm your details, and send. You can track your transfer to India in real time through the Xe app or website.

Want to know when the USD to INR rate hits a level you're happy with? Set up a rate alert and we'll notify you when it's time to send.

Yes. Xe has been in the currency and international money transfer business for over 25 years.

We are part of Euronet Worldwide (NASDAQ: EEFT), a multibillion-dollar global payments company. We operate under strict regulatory standards in the countries where we provide services.

We use:

• Enterprise-grade encryption and security

• Anti–Money Laundering (AML) safeguards

• Know Your Customer (KYC) verification

• Advanced fraud prevention systems

We’ve processed over $115 billion in global transfers and serve millions of customers worldwide. Learn more about how we protect your money and data on our security page.

To comply with international financial regulations, we may require identity verification when you create an account.

This may include:

• A government-issued ID (passport or driver’s license)

• Proof of address (bank statement or utility bill)

All documents are encrypted and securely stored in accordance with regional privacy laws such as GDPR, the US Privacy Act, and Canada’s Privacy Act.

People choose Xe to send GBP to INR because we offer:

• Competitive exchange rates

• Fast transfers

• No hidden fees

• Real-time tracking

• Bank deposit and cash pickup options

• 25+ years of global currency expertise

Xe also powers one of the world’s most trusted currency platforms, serving millions of users every year.

In most cases, personal remittances to India are not taxable in the United Kingdom. However, tax situations vary based on individual circumstances. We recommend consulting a qualified tax professional if you are unsure.

You can send up to $535,000 USD (or currency equivalent) per transfer online. For larger international transfers to India, contact our dedicated support team for assistance.

When sending money to India from the UK, you can pay using:

• Debit card

• Credit card

• Apple Pay

• Google Pay

• Open Banking

• Bank transfer

Available options may vary depending on the transfer amount.

Yes. With Xe, you can:

• Send directly to over 120 Indian bank accounts

Choose cash pickup (where available)

Yes. We accept:

• Debit cards

• Credit cards

• Apple Pay

• Google Pay

Card payments are often the fastest way to send money to India. For a full comparison of speed by payment method, visit transfer speeds.

You can track your British Pounds to INR transfer in real time through the Xe app or website. We’ll notify you at every stage, so you know exactly when your recipient receives the funds.